the Super project AUSTRALIA | senima.org

Could You Be Missing Thousands in
Super? Here's How to Find Out

I thought mine was fine, until I discovered unpaid super from a past employer.

I'm not a financial adviser. I'm a former journalist and communications specialist who discovered funds missing from my own superannuation.
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It started with curiosity one weekend. I checked my statements, did the maths, and what I found shocked me. Past employers hadn't been paying the correct amount, and no one noticed. If it could happen to me, it could happen to anyone.

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That discovery set me on a mission to figure out how to check Super, spot missing payments, and take action.

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Why This Matters

If you've worked in Australia, whether you're an Australian citizen, permanent resident, temporary resident, or here on a working visa from the Pacific, UK, or anywhere in the world, your employer has likely been required to pay superannuation into a Super Fund for you.
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But here's the problem. Every year, millions of workers are underpaid Super, and most never realise it.

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The latest figures show:

  • 3.3 million workers were underpaid in 2022–23.
  • That’s $5.7 billion in total — about $1,730 per person.
  • Over a career, that can mean $30,000+ missing from your retirement savings.

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(Source: Super Members Council analysis of Australian Taxation Office data, July 2025)

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And here’s the kicker:

You might never know unless you check.

And that's exactly what the Super Check Starter Kit will help you do. Once it's ready, I'll share it.

Be the first to receive the Super Check Starter Kit. A free checklist and worksheet to help you check your super step-by-step.

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What's Inside the Super Check Starter Kit?.

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A simple, step-by-step guide I wish I had when I started. It's in plain language, with no jargon, and no finance degree required.

Inside, you’ll learn how to:

  • Confirm if your employer is paying the correct amount
  • Read and understand your statements with ease
  • Spot shortfalls before they cost you thousands
  • Ask the right questions if something looks wrong.

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Want to know of my journey? I'm documenting my Super project learnings and experiences on YouTube.

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Important to Know

I’m not a financial adviser. This free kit is based on my own experience and research into checking my superannuation. It’s for general information only and may not apply to your personal circumstances. Please seek advice from a licensed financial adviser or contact the Australian Taxation Office before making decisions about your Super.

Don’t wait until retirement to discover you've been underpaid.

We were never taught to check our Super. But it's never been more important. Join the waitlist today and be among the first to get the free Super Check Starter Kit.

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